National Bank of Oman has been accorded the following credit ratings by the industry’s leading rating institutions:
Long term credit ratings
Ba2
May - 2023
Stable

Moody's Ba2 credit rating is considered a speculative grade or "junk" rating. It indicates a moderate credit risk, suggesting the issuer has some speculative characteristics but maintains the ability to meet financial commitments.

BB
October - 2023
Stable

Fitch's BB rating indicates a speculative grade credit quality. It suggests the issuer is more vulnerable to adverse business or economic conditions, though currently has the capacity to meet financial commitments.

BB
May - 2023
Stable

Capital Intelligence's BB rating indicates speculative credit quality, below investment grade. It suggests moderate credit risk with some vulnerability to adverse economic conditions, but still with the capacity to meet financial obligations.

Short term credit ratings
NP
May - 2023
Stable

Moody's NP (Not Prime) rating is a short-term credit rating indicating speculative credit quality. It suggests that the issuer does not fall within any of the Prime rating categories, implying a higher level of uncertainty regarding the issuer's ability to meet short-term obligations.

B
October - 2023
Stable

Fitch's short-term B rating indicates speculative credit quality for short-term obligations. It suggests that the issuer has a limited capacity to meet financial commitments in the short term, with heightened vulnerability to adverse changes in business or economic conditions.

B
May - 2023
Stable

Capital Intelligence's short-term B rating indicates speculative credit quality for short-term obligations. It suggests a relatively weak capacity to meet financial commitments in the short term, with vulnerability to near-term adverse changes in financial and economic conditions.